Here are the major steps that are involved in the home buying process:
- Talk to a Mortgage Lender for pre-approval and price range
- Consult and analyze your needs with real estate agent
- Select and view homes that meet your requirements
- Write and present an offer to purchase the desired home- put down earnest money (generally $500-$1000; will be applied to your closing)
- Confirm acceptance of contract
- Arrange for all inspections including but not limited to: home inspection, HVAC inspection, termite inspection
- Fill out mortgage application ASAP, appraisal (buyer pays for) and credit report
- Guarantee mortgage loan approval
- Title Company/Escrow Company title search
- Order Home Owners and/or Hazard Insurance
- Arrange for a closing date and assemble all necessary documents
- Schedule movers and utilities
- Review HUD or closing statement for accuracy
- Get a certified check for funds needed at closing
- Complete a final walk through of your new home
- Closing
- Move into your NEW HOME!
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